This Agreement, sets forth the terms and conditions for use of this website (website refers
to “www.ekagratafinance.com”) by a User. “User” refers to any person who establishes a
connection or completes registration for opening of user account for use of the website.
Ekagrata Finance is a digital-platform to enable simple, seamless loans to consumers on the
internet and mobile. Our efforts are to offer accurate and responsible data.
The site is owned and operated by EKAGRATA FINANCE PRIVATE LIMITED (EFPL).
There is no purpose of violating any copyright or intellectual copyright issues. All
information provided on the portal Ekagrata Finance is subject to the discretion of the same
and is likely to change without any notice. Though, any changes in public utility will be
communicated immediately on our portal. Unless specifically authorized, the User shall not
modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any
content from the website including any code and software.
We have tried to maintain high standards in quality, clarity, and accuracy of the material
posted on the portal. Employees, partners, and the associated staff of EFPL are not
accountable for any loss, harm, or damage due to usage of information from the portal.
Customers are advised to use their own discretion in such matters. It is a mutual
understanding that customer’s association with the portal will be at the customer’s
preference and risk. The User understands that there may be delays, omissions,
interruptions, inaccuracies, error, bugs and/or other problems with the information,
content, products, and services published over this website. This website as a service is
provided to the user “as is.” Ekagrata Finance, its affiliates, agents and licensors do not
warrant the accuracy, completeness, non-infringement of the information available through
the website. The content, information, products & services posted on this website and on
linked/associated web pages is general information and it is not posted with an intention to
act as an advice on any particular matter. Users should seek professional advice before
acting on the basis of the information contained on this website. Any financial decision
taken on the basis of the information contained on this website shall always be at the sole
responsibility & liability of the User.
It is made abundantly clear that EKAGRATA FINANCE PRIVATE LIMITED, its
directors, shareholders, officers, and employees and ekagratafinance.com are in no way
responsible or liable to anyone for his/her credit buying decision(s) and every loan seeker
holder shall be solely responsible for the consequences of his/her decision(s). Due to state
and verification requirements, not all applicants for online loans may be eligible for
The website may collect information from website visitors & users. This information is not
personally-identifiable and includes the visitor’s operating system, browser name & type,
domain name, and the names of specific web pages on the website that are visited by the
Users. The website only collects this kind of information in the aggregate for the purpose
of improving the user experience and user interface of the website.
The website may store some information on the users’ computer in the form of a “cookie” or
similar file. These cookies/files allow the website to tailor itself according to the user’s
preferences based on the user’s past usage history of the. Majority of the web browsers
allow the users to control storage of such files on their computers by providing the option
to erase them, block them, as well as to notify the user whenever such a cookie/file is
stored. The users may refer to their respective web browser’s usage instructions to
understand about such functionalities.
The website in any manner does not warrant that any of the pages, content, files on the
website or any linked website or webpages is free from viruses, malwares or other
destructive materials, and the website and EKAGRATA FINANCE PRIVATE LIMITED shall not be
liable for any damage caused to the visitors as well as registered user’s hardware or
software as a result of visiting or accessing this website.
This agreement and the use of this Website shall be governed by Indian law. The Policy on
Website Use and your activity under this Policy are an ‘electronic record’ in accordance
with the (Indian) Information Technology Act, 2000.
EKAGRATA FINANCE PRIVATE LIMITED (EFPL) shall have the right, at any point of time, to
change/modify/alter/delete/add the terms and conditions applicable to Users’s use of the
website, or any part thereof, or to introduce new mandatory requirements, including but not
limited to, payment of fees and charges for use of the website. Such
changes/modification/alteration/deletion/addition shall be effective immediately upon notice
thereof, which may be given by any means, including but not limited to, posting a notice on
the website, electronic or conventional mail, or by any other means by which the user
obtains notice thereof. After such a notice, any use of the website by users shall be deemed
to constitute acceptance of such changes/modifications/alteration/deletion/additions by the
All users of the website shall be solely responsible for obtaining, maintaining & paying
charges for the required internet connection, hardware and software including telephone,
computer and other equipment/device needed to access the website and its related web pages.
All intellectual property rights concerning published text, images and other materials on the
Ekagrata Finance website lie with EKAGRATA FINANCE PRIVATE LIMITED (EFPL). Copying, distribution
and any other use of these materials is not permitted without written permission of EKAGRATA FINANCE PRIVATE LIMITED (EFPL).