New Age Banking

Ekagrata Finance Pvt. Ltd. is an NBFC entity registered with the Reserve Bank of India. Ekagrata Finance is a 100% subsidiary of the Bengaluru-based FinTech company Datasigns Technologies Pvt. Ltd. which also owns the brand name MyShubhLife, a key online lending platform in India.

Ekagrata Finance through MyShubhLife provides credit in simple steps to the unserved and underserved segments in India. The platform leverages data sciences to mitigate risks and improve customer experiences during loan application. Applicants will also avail the proprietary credit score that is built in-house for MyShubhLife for quicker access to credit. With easy EMIs and longer tenures, the platform is a forerunner of financial inclusiveness in India.

As MyShubhLife widens its presence in more Indian cities, Ekagrata Finance plays a pivotal role as its NBFC partner in co-lending and providing value added products to its offering.

Redefining Credit

Ekagrata Finance is redefining lending by using proprietary credit scoring algorithms to not only assess a person's ability but also intent to repay.

Flexible Products

Ekagrata Finance is enabling MyShubhLife to test new segments/markets and also offer risk based flexible pricing products.

Customer Focused

We want our customers to get quick and hassle free loans when the need arises, whether it is for medical use, paying education bills or during any other exigencies.

Redefining Credit

Ekagrata Finance is redefining lending by using proprietary credit scoring algorithms to not only assess a person's ability but also intent to repay.

Flexible Products

Ekagrata Finance is enabling MyShubhLife to test new segments/markets and also offer risk based flexible pricing products.

Customer Focused

We want our customers to get quick and hassle free loans when the need arises, whether it is for medical use, paying education bills or during any other exigencies.